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Bailout proponents keep saying the "frozen" credit market means us Joe and Jane Sixpacks can't get car loans or mortgages.
(The bailout just failed, for now, but who knows what the future holds).
I'm skeptical. Every time I talk to local bankers (community banks, who fund mostly biz loans) and credit unions (who do lots of car and home loans), they say they're in decent shape and continue to make loans, etc.
We have yet to hear from a single business owner who has crashed and burned because of a frozen credit line. The slow economy, maybe, but not specifically frozen credit.
Has anyone out there gotten a loan lately or been denied a loan? Let's hear stories from the street..
-- Gretchen Wenner, staff writer
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