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Professor Realist , Maggiepoo University says * By 2009 prices have come down 20%. * At this point you start seeing some neighbors moving in paying 4/5 of what you did. It's a little annoying, but not terribly. * By 2012 real prices have come down a total of 35% and now are flat, matching inflation with maybe very tiny gains here and there. * So you're 7 years into your ownership. The average time spent by most Americans in a home. You only put 20% down, so you're at best just around break even or a small loss if you sell today. You decide, "hey we can afford our mortgage payments, so we're not losing anything". * But then you start realizing something. You have a lot less money than your neighbors all do, even though you make the same or even a bit more than them. Your kids go to school with the children of parents who are just like you except one thing: they don't pay as much of their monthly nut to their house. Instead, they buy their kids nicer...
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