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 After working at a local pawnshop for over 15 years, I can tell you first hand it's a terrible and vicious cycle for the vast majority of pawn shop customers.  Getting cash for your merchandise is the easy part.,  getting your merchandise back is a completely different matter. I have seen three generation customers: Mother, daughter and granddaughter use the pawn shop to "make ends meet" but the truth is, those who continuously use the pawn shop will often pay ten to twenty times the actual value of their merchandise in interest charges before they actually manage to pick up their merchandise - If they ever pick it up at all!  One stunning example is a lady who borrowed $100.00 on a diamond ring.  Every four months, she paid between $17.50 and $23.00 to keep her ring in pawn (and thus not lose it).  It's not too hard to see that over time this will add up - especially when the customer has not just one, but five (or more loans) that must be...
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