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— Christine Peterson

Oh crap, I scored a 2!!!! And I'm due in November! But some of the questions are two-parters, like "do you have life insurance and a will?" I have life insurance. I'll say that brings me to 2.5. But I've never had much of a savings account in my whole life. Guess I never will, now!

Just get on welfare.  Food stamps, well baby program and other available programs.  You can cut your costs to almost zero.

We don't mind paying for you to have babies.

I don't know...  If she was married before getting pregnant, that's counts against her as far as eligibility for programs is concerned.

Congrats anyway.

LOL LOL Roy!!!

Guess I never should of had my daughter 42 years ago!!!!!  Had NONE of what is mentioned in the questions!!  But then I didn't need day care as, for a least awhile, I was a stay at home mommie! When I did have to go to work, I had friends who would watch my child along with their kids and I just took, extra food, milk, snacks etc. When I paid for pre-school, it was $75.00 a month. I understand it is now closer to $500 a month!!!

PAWN:  you mean people are still getting married BEFORE they have kids???!!!!!!

Not if they know where the free money is at.  Being under 18 helps too.

LOL LOL pawn!!!!

I was married, then divorced. Needed help. Swallowed pride and went to welfare office dressed in a dress, heels & hose & no kid with me. Had a broken right arm thus could not work as a secretary. Welfare told me to get a job!!! Handed the black lady behind me, wearing a mu-mu, hair in pink rollers, flip flops, and 4 dirty kids with her, a check.  Go figure.  OH - I went home in tears, taught myself to print left handed (about a week of practice) and got a job as a bookkeeper at a carpet shop. Guy asked if I knew bookkeeping.............I thought, hmmm, balance my check book, so yes, I know bookkeeping!!!! 

I can afford to have a baby.  What I can't afford are the GRANDKIDS! 

Pawn: I'm in luck! I'm not married!!!!! But I have paid A LOT of taxes in my time. Maybe I should recoup some of them! (Just kidding, I have a really good paying job and a responsible baby daddy - thank GOD).

LOL LOL  DG!!!!!!  and AMEN!!!!!

Yep I got a FIVE too.  Geez, I gotta get a will....

It's really not that difficult, and once you've done, it will be such a burden lifted.  You'll be amazed.  There is even software available to do it yourself.

goodness i got a 6 lol.... and im 20. HAHAHA... what is the world coming to.

It's nice having an empty nest.    All that is behind me.

Tiffanilynn, what's your secret? I'm 31 and still trying to get things in order.

jbaldwin, picking this guy to be the father of your baby didn't help much...

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Well I got a 4 BUT my kids are grown now  LOL   I sure didn't have any of this stuff when I was married and having babies.  I do understand why you should have most of the things on the list.  Financial problems are very hard on a marriage!!!

jbaldwin--join the "cart before horse" club.  But take heart--marriage isn't the panacea it's made out to be.

When I had my first child I had no ring on my finger, but I had a good job, good health insurance for me and my baby, a roomy house and a hefty life insurance policy.  Then I quit my job to stay home with said baby and also married baby daddy.

Then I got pregnant with my second child, and, because I wasn't working, I had no health insurance, no life insurance policy, a suddenly-crowded house and only my husband's income (which was plenty, but still.)  The doctor bills, all told, were about $5,000 out of pocket.  So whenever I worried about my unstable state, I tried to console myself by looking at that ring on my finger.  It really doesn't work that well.

Catherine

I couldn't have said it better myself....GREAT POST!!!

Oh dear, I will end up having these 'needy' children in my classroom in about 10 years!  "Mrs. So & So, I need a ........ I need a ......... I need, need, need, ................ yikes!  How about just a mom and dad in a secure relationship!  I know, that is soooooooo old fashioned!!!!!