$20 on New England -12, total score over 54.

I'm worried that $20 wasn't enough or was too much.

54 in a Super Bowl. And you took the over..... 

Sounds risky to me.. No matter if both teams are shooting footballs out of a cannon.. 

I can't believe you didn't seek my advice ... 

Again....

Actually, I have such a bad betting record in the SB, I told my buddy to make our bet without any input from me. I didn't want to jinx us.

My biggest financial worry is that my 401K isn't going to do squat for me when I retire in a few years. Thank God, I married someone who works for the state government.

Steve,

Stop worrying. Your $$$ K, or your IRA. Isn't going to do squat for you.

The only thing you got going for you, is that, if Mary hasn't left you yet. You got a better chance than Robb has on the Super bowl.

That she isn't going to leave you.

Anytime soon. :>)

Your 401k will be fine if you self direct it

These last few years just say to hell with being "conservative"!

Invest in:

Pharm but not Big Pharm - just Viagra, Cialis, etc.

HRC Alternative Energy Cos.

Birkenstock Sandals

T-Shirt Cos.

Latex

Vandalay Industries

Entertainment (studios, media -except Fox, sports teams, etc.)

Liquor Cos.

Hemp

Carbon Credit Middlemen

Buggy whips

Its just a matter of re-allocation of assets to suit a Dem Administration.............................

Crisp and Cole...

Countrywide

Yes

Good one

Crips and Coal will make a comeback under HRC

Money,money money...I worry that's all. There is never enough,except when there is too much,then I give it away... I am supposed to try and figure out the husbands 401k and "pick stocks" ,I am much better at picking socks..I trust in the fact I have made it so far,betting I make it a few more days. No real betting occurs and no money was hurt in the making of this post.

Don't got no money worries.  Got enough to live on and do most of what I want.  Life is good.  Better than the media scare tactics represent.  Ain't this a great country?

BTW kozy

Kramer is with you

Buy when others are selling

Buy on rumor

Sell on reality

Countrywide

B of A

Jim Kramer touting banks last night

Yes, the 401ks are a big worry. The reason pensions and Social Security happened in the first place was to avoid the pitfalls of the stock market. Now  because the private sector could not handle the load of pensions we are back to the stock market and all its machinations. Many of the 401k plans don't allow for a lot of flexibility for the employee. Many just offer a reduced pre-selected group of sectors to play in which reduces management of the plan costs for the employer.

The precipitous drop in real estate values here in the valley is another big worry. As property values plummet the disparity between ourselves here and other metro areas widen considerably, and those caught in an upside down payment situation abandon properties and obligations forcing the values into even lower depths. I guess it's great if you have a bunch of cash at your disposal to gobble up neighborhoods, but even investors are not looking into many of these houses because no one can afford the rents needed to make the investment worhtwhile.

There are other factors to worry about in this down cycle that sees no end in sight. Take education costs for obtaining  a certification to perform many jobs as an example. Routinely the price to obtain a medical or veternarian technician level certification runs $20,000 plus to go through a program. The financial reward at the end of the schooling is a job that pays about $10-$12 per hour. Not many people looking into these career fields have the $20k in the bank, which means borrowing a big chunk of change to get a poverty level job. For college graduates the trend has been unsettlingly high debt loads to get through the college years. 

It just is not a pretty picture and helps explain why so many people are so upset these days.

One of grand daughters was trying to get into nursing school down South. Had to settle for one in Ventura. Its amazing with the demand!

I am waiting to put $$ back in RE. I still maintain psf prices will get back down to the approx $100 level and depending on the area maybe even lower.

There's a tract in Shafter thats down around $150 new const.

Once the low FICO buyers are absorbed into the mkt at that level prices will drop some more as the more rational 600's and above will wait on new const to drop or look at some FSBO's  without a "bad credit premium".

I'll get some 1,500 sq ft rentals at $150K and rent them @ around a grand a month.

Duplexes and fourplexes too. I'll put one of the kids in a fourplex to take care of it and skim off the other 3 to cover the note, maint, ins, etc.

One man's despair is another's opportunity.