I use online banking to pay bills and debit cards for all other expenses. All most never use my credit card, which is paid off. If I do use the credit card, as soon as I get back home, I make an online payment to avoid finance charges/interest.

It gets a bit irritating waiting in line at the grocery store waiting for someone (sorry, usually an old person) to fill out a check.  I should be more patient and accepting of old people.  I'm not exactly a young kid anymore myself.  And, age is an equal opportunity destroyer. 

Sooner or later, I'll slip even futher behind the times than having a cell phone that doesn't double as a multi-media center with a built-in everything.  I know its hard to teach an old dog new tricks, but check-writing, in my book (no pun intended), is positively antediluvian. 

Now, I'm just the opposite.  I will not use a debit card or set up automatic bill payments.  I've never made an online payment, but have arranged a few electronic payments by telephone in a pinch.  If I find myself in such a pinch needing to make a payment ASAP, it's my own fault.

Cash, credit card (pay in full) and occasional check for me.

And Doc, don't overestimate age.  I'm just a kilometer away from the big 5-0 myself, and got my 5K run down to 20:36 last weekend.  (Was hoping to break 20, but didn't quite make it.)

If I can get back down to where I was for my 50th birthday, I'll be in position to win some serious medals.

Well, we're all old to somebody.  Even my 2-year old seems old to the wee little babies.  Even as I'm writing this I got a little carpal tunnel spasm in my wrist.  I know that it's not necessarily a function of old age, but I think as we age, every physical condition seems to be worse.  

It's great that you're staying in good shape.  I'm trying to do the same, and have had a modicum of success of late.  You are a great role model for all other folks who are approaching 50.  In the race to 50, I'm behind you, but only by a few years.

Ever since the beginning of bill-pay on line - I've been hooked. I never opps missed a payment, because of setting up re-occurring payments. If by chance a company didn't receive a payment all I have to do is call the on-line bank center and they take care of everything. I never worry about carrying cash just an I.D. and my ATM/Debit/Visa or Mastercard . All expenses show up immediately to my checking account. It's Wonderful....I wouldn't have it any other way....The only thing I don't like is the little fees some places charge you to use the ATM, they already have mark-up on their items to begin with......but I pay them, because I want the items they're selling.

It depends on how low my balance is.  If things are getting tight, I'll write checks.  It's too easy to use the debit card.

Is there something stronger then plastic? If so then they need to start making my debit/credit card out of it!  Is there such a thing as cruilty to a credit/debit card?  Mine is over worked and worn to a frasile.  Any cash that is found in this house is usually snatched up quickly since I have teenagers and it is much safer to give them cash rather then the card.  I ordered checks years ago and recently have noticed that I have still have more then a half of a box left.  The last time I wrote a check out recently was ... hum I can't remember.

Now my 78 & 79 year old parents write checks out all the time.  At Costco, Vons, at the doctors everywhere... Recently we were over in Pismo and my mother went to buy a hanging flag from the local flag store over there and they would not take her check.  ((Now I am not saying that my mother looks like someone who would bounce a check or be an identy theft)) The flag store no longer takes checks. It only Cash or Credit. 

Strangest thing I bought with my worn out credit/debit card was a tattoo yes I said a tattoo.  Smallest thing I bought with my credit card was a 44oz soda at McDonalds for .74 cents.